Maybe I shouldn’t be as pissed as I am but, for me, I like using my Apple card for autopay because I get 3% back with T-Mobile charges. What I like to do is use my CCs to max my rewards / cash back and then pay off my card each month.
Maybe I’m overreacting, but I’m not happy about this. Of course I don’t want to pay an additional $40 a month on my phone bill so yes, I’m switching autopay to a Privacy card, but F—, man.
Okay, I’m done lol
Edit 6/6/1023: So I made a new virtual card but when I add it to my T-Mobile account the site adds it and says it’s not supported for the discount. They’re going to force me to enter a physical debit card or bank account or pay an additional $40/month.
T-Mobile really has been sucking with their service strength in NY. But they’re doing very well at driving me crazy.
Fuck that.
I set up recurring payments through my bank’s website. I never give a company my banking information if I don’t absolutely have to. I simply don’t trust them not to screw me, or fix their “errors” in a timely fashion. They’ll happily make a “mistake” and overcharge you by hundreds or thousands of dollars with zero verification, but try to get a 22 cent refund and they’ll fight you tooth and nail. After keeping you on the phone for an hour, of course.
No way. BILL ME, and I’ll look over it myself, thanks.
Yeah, but I don’t want to pay the extra $40. I use Privacy so I don’t have to give my debit card info.
What’s Privacy? (without context, that’s an incredibly dystopian question lol)
Lol, that’s funny.
Privacy is a service that you link to your bank account and then you can write virtual cards with custom limits on the fly.
I hate it too, but at least it’s fair. The CC companies have squeezed everyone by raising their percentage fees ridiculously high to 3-5% for doing nothing but moving a number from one database row to another, and then bribing us the consumers by giving us 1% of our own money as cashback. The phone companies have calculated how much it costs them in CC fees to support CC payments, and they are giving us the choice to pay them that or switch to a cheaper payment method. Granted, $40 is probably still way more than their actual fees, but if you are choosing to pay that anyway, then your preferred payment method is worth at least that much to you. I am paying $10/month to my service provider for the “privilege” to not use autopay.