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  • 19 Comments
Joined 11 months ago
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Cake day: August 2nd, 2023

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  • SeabassDan@lemmy.worldtoMemes@lemmy.mlBankruptcy is lifesaving
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    6 months ago

    My concern is the impact on my credit from not paying back in full, even if there’s zero interest for an extended period of time. Like paying an appliance in 3 months with no interest versus the full balance before the next billing cycle. I just assume there’s a downside to having that convenience aside from them hoping I’ll fall behind.



  • Ah, okay, I always figured the only way to really be responsible with credit was to use credit cards like debit, but if a big purchase came along that I definitely couldn’t pay off within the month, I figured it wouldn’t hurt to have zero interest but wasn’t sure of the impact on my credit.






  • SeabassDan@lemmy.worldtoMemes@lemmy.ml"Smugly"
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    10 months ago

    From an evolutionary standpoint I can see how that would be beneficial, which is why those people that don’t feel pain at all hurt themselves badly as kids, but it would be nice to lose an arm and orgasm every time my brain decided to do inventory.