mastercard sends your transaction data live to banks. They sell your data to third parties for marketing, profiling and the likes. Credit score is the least of your problems.
I know because I developed a system, in a major European bank, enriching their transaction data with mastercard data for live, predatory marketing.
dude, after you launch the rocket is where the real game begins. You either go for a megabase or you start a overhaul mod. Restarting vanilla from scratch doesn’t really make much sense.
mastercard sends your transaction data live to banks. They sell your data to third parties for marketing, profiling and the likes. Credit score is the least of your problems.
I know because I developed a system, in a major European bank, enriching their transaction data with mastercard data for live, predatory marketing.