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While you’re not wrong, the social contract we’ve adapted to is that paying means you have some sense of ownership. It’s unreasonable to expect folks to read every Terms of Service with their legalese. Perhaps the new reality we need to accept is that there is no such thing as a good actor on the internet.
I don’t really disagree with you at all but repeatedly reminding us all that you’re “not surprised” isn’t the savvy commentary you think it is. Especially since it’s historically been the case that any service you pay money to has said “no, you own your content”.
The marker has just moved gradually on this with companies slowly adding more ownership clauses to their Terms of Service in ways that aren’t legible to average consumers. Now they’re cashing in on that ownership.