I live in Germany.

I looked it up. Neat concept, but it is availiable within US only. There is nothing similar availiable at my country - at least, not that I know of.

Did you follow the tutorial I posted? If so, the English-translated part may not have the right terminology. I followed the instructions on the linked website: https://www.404media.co/paypal-personalized-shopping-opt-out/. I suppose, this is appliccable worldwide.

To me, it is. I don’t have a credit card - I never got one offered by my bank (…which makes one think…). Back in the “early days” (early 2000s - mostly on Ebay) it was quite common to recieve the bank information of the seller after purchase. Then I had to wire the money to the sellers’ account. There was no online banking. It could take up to a week to wire the money. After the seller recieved the payment, the ordered item got sent with postal service. When Paypal was introduced, it was a game changer: the seller recieved the money instantly, and could send the purchased item right away.

How do you do online shopping then? Most websites offer Paypal as a payment method, among credit cards. Or do you pay with a credit card?

• Einloggen
• Herunterscrollen und unten auf der Seite den Link „Datenschutz“ anklicken
• dann bei Datenschutz festlegen den Link „Datenschutzeinstellungen“ anklicken
• dann das Feld „Interessenbasierte Werbung“ anklicken
• auf jeden der beiden Einträge klicken und den Schalter jeweils auf „aus“ schalten

. Translated from the above:

• Log in
• Scroll down and click on the “Privacy” link at the bottom of the page
• then click on the “Privacy settings” link under Data & Privacy
• then click on the “Interest-based advertising” (Personalized shopping) field
• click on each of the two entries and set the switch to “off” in each case

Sadly, in this world you accomplish nothing for being nice and considerate. If you want to leave an impact (anything - a new invention, a new product, a new idea, anything with impact to contemporary culture) you have to bully yourself to the top, including stealing ideas and screwing people over, as well as to exploit people. All “great” people who accomplished something did that: Gates (Microsoft), Jobs (Apple), Musk (Tesla, Twitter), Bezos (Amazon), Thiel (PayPal, Palantir), Zuckerberg (Meta), Huffman (Reddit), as well as many politicans. It’s a personality treat.

Here is a video that explains the issue, albeit it focuses on designers:

I think it is important to have cash as a backup.

A couple of years ago there were some issues with card reading terminals in Germany. Due to a faulty security certificate these card reading terminals were not operational for about a whole month. Many stores were affected, because they almost all use ones from the same manufacturer. The only reason why it wasn’t such a big deal was that people were carrying cash around anyway and were able to switch the method of payment easily. Having cash worked as a backup.

When you are out of porn credits before the end of the month, you can go to the good ol’ simulator: