lentildrop

You’re majorly handicapping yourself in the US if you don’t use credit at all- you’ll get your credit score checked for apartments, home loans, utilities, even some job application background checks-- and the only way to build your credit score is to participate in the system. That’s not even mentioning the fact that the financial system makes it extremely worth your while via points/cashback/bonuses/etc as well as the extra security you have from being able to put stuff on your credit card in a major emergency. It sucks and it shouldn’t be this way but it is.

The gold standard for privacy is still Pixel with GrapheneOS tbh

NewPipe is rly good on Android and FreeTube can be glitchy especially if you have a VPN but I’ve found its the best option for desktop

email is never private, if its that sensitive it just shouldn’t go on the internet