The only thing that I could imagine would make the pooling look really bad is if one or more people are not going to use their credit and so they “pool” it in with someone else who does want to use it, and the latter employee now has a $50/$75/etc. credit.
The only thing that I could imagine would make the pooling look really bad is if one or more people are not going to use their credit and so they “pool” it in with someone else who does want to use it, and the latter employee now has a $50/$75/etc. credit.