I would rather not assume someone is just out to troll. I’m sure in a life-threatening circumstance, they could do any of the lines you listed.
But if they don’t have to and could just pay a little more for someone delivering it oh well. Will they pay through the nose for the convenience? Sure. Is it still a lot of money for the convenience? Yes.
Given how active flying squid is I don’t think he is just out here intentionally trolling. I could be wrong.
I mean yes, but one of the issuess with “state of the art av” is they are trying to roll out updates faster than bad actors can push out code to exploit discovered vulnerabilities.
The code/config/software push may have worked on some test systems but MS is always changing things too.